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Hippo Reports Third Quarter 2025 Financial Results
SAN JOSE, Calif., Nov. 5, 2025 /PRNewswire/ -- Hippo Holdings Inc. (NYSE: HIPO), a technology-native insurance platform driving growth across owned and partner MGAs, announced its consolidated financial results including diluted net earnings per share of $3.77 and adjusted earnings per share of $0.70 for the quarter ended September 30, 2025.
Third Quarter Highlights
- Gross Written Premium increased 33% to $311 million over 3Q24
- Net Income of $98 million vs. a Net Loss of $9 million in 3Q24
- Adjusted Net Income of $18 million vs. an Adjusted Net Loss of $1 million in 3Q24
- Net Loss Ratio improved 25 percentage points to 48% compared to 3Q24
- Combined Ratio improved 28 percentage points to 100% compared to 3Q24
- Revenue grew 26% to $121 million compared to 3Q24
- Book Value per share of $16.64 up 14% from year-end 2024
- $91 million gain on the sale of homebuilder distribution network, net of technology write-off
By aligning its focus and structure to the strategy outlined at Investor Day, Hippo is building a more efficient and resilient organization, ensuring it is built to scale and adapt quickly to changing market conditions.
"Q3 was a breakout quarter for Hippo as we continued to execute with discipline and momentum across every part of the business," said Rick McCathron, Hippo President and CEO. "We grew gross written premium by 33%, expanded our platform to 36 programs, and delivered significantly improved underwriting results, including a 25-point improvement in our net loss ratio. We're operating as a unified, technology-native platform that's driving profitable growth, deepening diversification, and positioning us for long-term success."
Key Operating and Financial Metrics
| | |||||||
| | Three Months Ended | | Nine Months Ended | ||||
| | 2025 | | 2024 | | 2025 | | 2024 |
| | ($ in millions) | ||||||
| Gross Written Premium | $ 311.2 | | $ 234.4 | | $ 820.7 | | $ 686.8 |
| Net Written Premium | 117.9 | | 90.6 | | 325.1 | | 293.4 |
| Net Retention | 38 % | | 39 % | | 40 % | | 43 % |
| | | | | | | | |
| Total Revenue | $ 120.6 | | $ 95.5 | | $ 348.2 | | $ 270.2 |
| Net Income (Loss) (1) | 98.1 | | (8.5) | | 51.7 | | (84.7) |
| Adjusted Net Income (Loss) (1) (2) | 18.3 | | (1.3) | | 0.2 | | (35.0) |
| Basic Earnings (Loss) per Share (1) | 3.90 | | (0.34) | | 2.04 | | (3.44) |
| Diluted Earnings (Loss) per Share (1) | 3.77 | | (0.34) | | 1.97 | | (3.44) |
| Diluted Adjusted Earnings (Loss) per Share (1)(2) | 0.70 | | (0.05) | | 0.01 | | (1.42) |
| Net Loss Ratio | 48 % | | 73 % | | 66 % | | 84 % |
| Expense Ratio | 52 % | | 55 % | | 53 % | | 66 % |
| Combined Ratio | 100 % | | 128 % | | 119 % | | 150 % |
| | | | | | | | |
| | As of September 30, 2025 | | As of December 31, 2024 | ||||
| Book Value Per Share (BVPS) | $16.64 | | $14.56 | ||||
| Tangible Book Value Per Share (TBVPS) (2) | $16.08 | | $13.88 | ||||
| |
| (1) Attributable to Hippo |
| (2) Indicates non-GAAP financial measure; see "Reconciliation of Non GAAP Financial Measures to Their Most Directly Comparable GAAP Financial Measures" |
Third Quarter Operating Summary
Net income of $98 million, or $3.77 per diluted share, compared to a $9 million net loss in Q3 of last year. The drivers of this improvement included a $91 million net gain on the sale of the homebuilder distribution network and improved underwriting results.
Adjusted net income of $18 million, or $0.70 a diluted share, compared to a $1 million net adjusted loss in Q3 of last year. This quarter's results equate to a 19% annualized adjusted return on average shareholders equity.
Total Hippo shareholder equity of $422 million, or $16.64 per share, at September 30, 2025, was up 14%, from $362 million, or $14.56 per share, at year-end 2024. The increase was primarily driven by the previously referenced gain on sale of our homebuilder distribution network, which more than off-set the first quarter operating losses stemming from the California wildfires and the 514,000 shares repurchased for approximately $15 million.
As outlined at the June Investor Day, the financial reporting presentation has been updated, moving from a segment basis to a consolidated basis focused on lines of business including Homeowners, Renters, Commercial Multi-peril (CMP), Casualty, and Other. This change reflects both how Hippo is managed and the company's structure following the sales of First Connect in 4Q24 and our homebuilder distribution network in 3Q25. For reference, the pro-forma prior six quarters presented in the updated reporting basis can be found on the investor relations section of our website.
Gross written premium of $311 million for the quarter grew 33% year over year, up from $234 million in Q3 of last year. Growth was driven by both the Casualty and CMP lines which were up 137% and 123% over last year, to $76 million and $66 million, respectively. This expansion more than off-set a 9%, or $10 million, reduction in the Homeowners line year over year. The overall growth strategy is focused on underwriting profitability and reduced volatility, which includes increased portfolio diversification. For the quarter, Homeowners, the largest line on a gross written basis, accounted for 32% of the total, down from 47% in the prior year quarter.
Net written premium of $118 million grew by $27 million or 30% from Q3 of last year. The main driver of this growth was the Renters line, which grew by $18 million year over year. The 38% net retention rate in the quarter was largely in-line with the prior year period, and slightly below the longer term goal of 40-45%, as we continue to be selective in our risk retention with a focus on generating stable underwriting profitability.
Revenue in quarter $121 million grew 26% from $96 million in Q3 of last year. The increase was primarily driven by higher net earned premium up 41% to $100 million, which more than off-set a $5 million reduction in commissions following the sales of First Connect and our homebuilder distribution network over the last year.
Net Loss ratio of 48% improved 25 percentage points over the prior year. This improvement was driven primarily by the lack of meaningful CAT losses this quarter compared to Q3 of last year. The net accident year loss ratio excluding CAT losses of 48% was improved by over 3 percentage points over Q3 of last year by previous underwriting and rate actions earning through and the overall increased diversification across the portfolio. The long-term net loss ratio target is 60-65%.
Combined ratio of 100% improved 28 percentage points over the prior year, similarly benefitting from improved underwriting results including a 3% improvement to the expense ratio.
Guidance Update
The following Guidance update is based on current expectations. The following statements are forward-looking and actual results could differ materially depending on market conditions and the factors set forth under "Forward-looking statements safe harbor" below.
| | Q1 | | Q2 | | Q3 | | Q4 | | Updated |
| | Actual | | Actual | | Actual | | Guidance | | 2025 FY |
| | ($ in millions) | | | ||||||
| Gross Written Premium | $ 210.9 | | $ 298.6 | | 311.2 | | $269-289 | | $1,090-1,110 |
| Revenue | 110.3 | | 117.3 | | 120.6 | | $117-120 | | $465-468 |
| Net Loss Ratio | 106 % | | 47 % | | 48 % | | 55-60% | | 63-64% |
| Net Income (Loss) | (47.7) | | 1.3 | | 98.1 | | $1-5 | | $53-57 |
| Adjusted Net Income (Loss) | (35.1) | | 17.0 | | 18.3 | | $10-14 | | $10-14 |
Third Quarter Earnings Conference Call and Webcast Information
Date: Wednesday, November 5, 2025
Time: 8:00 a.m. Eastern Time / 5:00 a.m. Pacific Time
Dial In: +1 833 470 1428 / Global Dial-In Numbers
Access: 081208
Webcast: https://events.q4inc.com/attendee/608763822
A replay of the webcast will be made available after the call in the investor relations section of the company's website at https://investors.hippo.com/
About Hippo
Hippo is a technology-enabled insurance group that uses its carrier platform to diversify risk across both personal and commercial lines. Through the Hippo Homeowners Insurance Program, the company applies deep industry expertise and advanced underwriting to deliver proactive, tailored coverage for homeowners. Hippo Holdings Inc. subsidiaries include Hippo Insurance Services, Spinnaker Insurance Company, Spinnaker Specialty Insurance Company, and Wingsail Insurance Company. Hippo Insurance Services is a licensed property casualty insurance agent with products underwritten by various affiliated and unaffiliated insurance companies. For more information, please visit http://www.hippo.com.
Consolidated Balance Sheet
(in millions, unaudited)
| | September 30, | | December 31, |
| | (unaudited) | | |
| Assets | | | |
| Investments: | | | |
| Fixed maturities available-for-sale, at fair value (amortized cost: $244.1 million | $ 245.5 | | $ 205.7 |
| Short-term investments, at fair value (amortized cost: $174.7 million and $167.6 | 174.7 | | 167.6 |
| Total investments | 420.2 | | 373.3 |
| Cash and cash equivalents | 247.7 | | 197.6 |
| Restricted cash | 24.5 | | 35.2 |
| Accounts receivable, net of allowance of $0.2 million and $0.6 million, respectively | 236.7 | | 167.0 |
| Reinsurance recoverable on paid and unpaid losses and LAE | 321.3 | | 285.3 |
| Prepaid reinsurance premiums | 336.6 | | 274.2 |
| Ceding commissions receivable | 123.1 | | 79.5 |
| Capitalized internal use software | 43.3 | | 48.1 |
| Intangible assets | 14.0 | | 17.0 |
| Other assets | 106.2 | | 66.2 |
| Total assets | $ 1,873.6 | | $ 1,543.4 |
| Liabilities and stockholders' equity | | | |
| Liabilities: | | | |
| Loss and loss adjustment expense reserve | $ 384.4 | | $ 350.0 |
| Unearned premiums | 564.4 | | 457.9 |
| Reinsurance premiums payable | 332.1 | | 248.6 |
| Provision for commission | 38.0 | | 34.3 |
| Surplus note | 47.9 | | — |
| Accrued expenses and other liabilities | 85.3 | | 87.4 |
| Total liabilities | 1,452.1 | | 1,178.2 |
| Commitments and contingencies (Note 12) | | | |
| Stockholders' equity: | | | |
| Common stock, $0.0001 par value per share; 80,000,000 shares authorized as of | — | | — |
| Additional paid-in capital | 1,643.3 | | 1,639.7 |
| Accumulated other comprehensive income (loss) | 1.4 | | (2.7) |
| Accumulated deficit | (1,223.2) | | (1,274.9) |
| Total Hippo stockholders' equity | 421.5 | | 362.1 |
| Noncontrolling interest | — | | 3.1 |
| Total stockholders' equity | 421.5 | | 365.2 |
| Total liabilities and stockholders' equity | $ 1,873.6 | | $ 1,543.4 |
Consolidated Statement of Operations
(in millions, unaudited)
| | Three Months Ended | | Nine Months Ended | ||||
| | 2025 | | 2024 | | 2025 | | 2024 |
| | | | | | | | |
| Revenue: | | | | | | | |
| Net earned premium | $ 99.7 | | $ 70.6 | | $ 281.0 | | $ 195.5 |
| Commission income, net | 10.5 | | 15.7 | | 39.6 | | 47.7 |
| Service and fee income | 3.1 | | 3.0 | | 8.8 | | 8.8 |
| Net investment income | 7.3 | | 6.2 | | 18.8 | | 18.2 |
| Total revenue | 120.6 | | 95.5 | | 348.2 | | 270.2 |
| Expenses: | | | | | | | |
| Losses and loss adjustment expenses | 47.5 | | 51.6 | | 184.4 | | 164.6 |
| Insurance related expenses | 32.9 | | 22.6 | | 95.9 | | 67.9 |
| Technology and development | 8.0 | | 7.0 | | 24.2 | | 23.1 |
| Sales and marketing | 8.0 | | 12.5 | | 26.1 | | 40.3 |
| General and administrative | 16.5 | | 15.3 | | 50.4 | | 53.5 |
| Impairment and restructuring charges | 3.8 | | — | | 5.0 | | 3.6 |
| Gain on sale of business | (95.0) | | (8.2) | | (95.0) | | (8.2) |
| Interest and other (income) expense, net | 0.8 | | (0.1) | | 0.7 | | (0.1) |
| Total expenses | 22.5 | | 100.7 | | 291.7 | | 344.7 |
| Income (loss) before income taxes | 98.1 | | (5.2) | | 56.5 | | (74.5) |
| Income tax expense (benefit) | — | | — | | (0.1) | | 1.0 |
| Net income (loss) | 98.1 | | (5.2) | | 56.6 | | (75.5) |
| Net income attributable to noncontrolling | — | | 3.3 | | 4.9 | | 9.2 |
| Net income (loss) attributable to Hippo | $ 98.1 | | $ (8.5) | | $ 51.7 | | $ (84.7) |
| Other comprehensive income (loss): | | | | | | | |
| Change in net unrealized gain (loss) on | 1.3 | | 4.1 | | 4.1 | | 3.4 |
| Comprehensive income (loss) attributable | $ 99.4 | | $ (4.4) | | $ 55.8 | | $ (81.3) |
| | | | | | | | |
| Per share data: | | | | | | | |
| Net income (loss) attributable to Hippo - | $ 98.1 | | $ (8.5) | | $ 51.7 | | $ (84.7) |
| Weighted-average shares used in | | | | | | | |
| Basic | 25,183,389 | | 25,068,472 | | 25,362,467 | | 24,644,272 |
| Diluted | 26,025,069 | | 25,068,472 | | 26,186,034 | | 24,644,272 |
| Net income (loss) per share attributable to Hippo | | | | | | | |
| Basic | $ 3.90 | | $ (0.34) | | $ 2.04 | | $ (3.44) |
| Diluted | $ 3.77 | | $ (0.34) | | $ 1.97 | | $ (3.44) |
RECONCILIATION OF NON-GAAP FINANCIAL MEASURES TO THEIR MOST DIRECTLY COMPARABLE GAAP FINANCIAL MEASURES
(in millions, unaudited)
Adjusted Net Income (Loss)
| | Three Months Ended | | Nine Months Ended | ||||
| | 2025 | | 2024 | | 2025 | | 2024 |
| | | | | | | | |
| Net income (loss) attributable to Hippo | $ 98.1 | | $ (8.5) | | $ 51.7 | | $ (84.7) |
| Adjustments: | | | | | | | |
| Depreciation and amortization | 4.7 | | 5.9 | | 15.6 | | 17.4 |
| Stock-based compensation | 7.0 | | 9.0 | | 22.6 | | 29.3 |
| Fair value adjustments | — | | 0.3 | | (0.2) | | 2.2 |
| Other one-off transactions | (0.3) | | 0.2 | | 0.5 | | 5.4 |
| Impairment and restructuring | 3.8 | | — | | 5.0 | | 3.6 |
| Gain on sale of a business | (95.0) | | (8.2) | | (95.0) | | (8.2) |
| Adjusted net income (loss) | $ 18.3 | | $ (1.3) | | $ 0.2 | | $ (35.0) |
Diluted Adjusted Earnings (Loss) per Share
| | Three Months Ended | | Nine Months Ended | ||||
| | 2025 | | 2024 | | 2025 | | 2024 |
| | | | | | | | |
| Adjusted net income (loss) | $ 18.3 | | $ (1.3) | | $ 0.2 | | $ (35.0) |
| Weighted-average common shares | 26,025,069 | | 25,068,472 | | 26,186,034 | | 24,644,272 |
| Diluted Adjusted Earnings (Loss) per Share | $ 0.70 | | $ (0.05) | | $ 0.01 | | $ (1.42) |
Annualized Adjusted Return on Equity
| | Three Months Ended | | Nine Months Ended | ||||
| | 2025 | | 2024 | | 2025 | | 2024 |
| | | | | | | | |
| Annualized Adjusted net income (loss) | $ 73.2 | | $ (5.2) | | $ 0.3 | | $ (46.7) |
| Average Hippo Stockholders' Equity | 377.0 | | 324.5 | | 391.8 | | 352.2 |
| Annualized Adjusted Return on Equity | 19 % | | (2) % | | — % | | (13) % |
Tangible Book Value Per Share
| | As of September 30, 2025 | | As of December 31, 2024 |
| Hippo Stockholders' Equity | $ 421.5 | | $ 362.1 |
| Less: Intangible assets | 14.0 | | 17.0 |
| Tangible stockholders' equity | $ 407.5 | | $ 345.1 |
| Shares outstanding | 25,337,366 | | 24,866,803 |
| Tangible book value per share | $ 16.08 | | $ 13.88 |
SUPPLEMENTAL FINANCIAL INFORMATION
(in millions, unaudited)
Net Loss, Expense, and Combined Ratio
| | Three Months Ended | | Nine Months Ended | ||||
| | 2025 | | 2024 | | 2025 | | 2024 |
| Net Earned Premium | $ 99.7 | | $ 70.6 | | $ 281.0 | | $ 195.5 |
| | | | | | | | |
| Catastrophe losses | (0.3) | | 16.1 | | 62.1 | | 53.1 |
| Non-catastrophe losses | 47.8 | | 35.5 | | 122.3 | | 111.5 |
| Loss and loss adjustment expenses | $ 47.5 | | $ 51.6 | | $ 184.4 | | $ 164.6 |
| Catastrophe losses ratio | — % | | 22.8 % | | 22.1 % | | 27.2 % |
| Non-catastrophe losses ratio | 48.0 % | | 50.3 % | | 43.5 % | | 57.0 % |
| Net loss ratio | 48.0 % | | 73.1 % | | 65.6 % | | 84.2 % |
| Insurance related expenses | $ 32.9 | | $ 22.6 | | $ 95.9 | | $ 67.9 |
| Technology and development | 8.0 | | 7.0 | | 24.2 | | 23.1 |
| Sales and marketing | 8.0 | | 12.5 | | 26.1 | | 40.3 |
| General and administrative | 16.5 | | 15.3 | | 50.4 | | 53.5 |
| Less: commission income, net and service and | (13.6) | | (18.7) | | (48.4) | | (56.5) |
| Total net expenses | $ 51.8 | | $ 38.7 | | $ 148.2 | | $ 128.3 |
| Expense Ratio | 52.0 % | | 54.8 % | | 52.7 % | | 65.6 % |
| Combined Ratio | 100.0 % | | 127.9 % | | 118.3 % | | 149.8 % |
| | | | | | | | |
| Prior accident year developments | | | | | | | |
| Loss and loss adjustment expenses | (0.5) | | (1.9) | | (10.6) | | (4.0) |
| Net loss ratio | (0.5) % | | (2.7) % | | (3.8) % | | (2.0) % |
| Net accident year loss ratio | 48.5 % | | 75.8 % | | 69.4 % | | 86.2 % |
| Net accident year loss ratio x catastrophe | 48.5 % | | 53.0 % | | 47.3 % | | 59.0 % |
Gross and Net Loss Ratio
| | Three Months Ended | | Nine Months Ended | ||||
| | 2025 | | 2024 | | 2025 | | 2024 |
| Gross Losses and LAE | $100.6 | | $106.3 | | $400.2 | | $350.7 |
| Gross Earned Premium | 253.0 | | 213.4 | | 714.3 | | 632.1 |
| Gross Loss Ratio | 39.8 % | | 49.8 % | | 56.0 % | | 55.5 % |
| | | | | | | | |
| Net Losses and LAE | $47.5 | | $51.6 | | $184.4 | | $164.6 |
| Net Earned Premium | $99.7 | | $70.6 | | $281.0 | | $195.5 |
| Net Loss Ratio | 47.6 % | | 73.1 % | | 65.6 % | | 84.2 % |
Underwriting Data
The Company has a single reportable segment and offers property & casualty insurance products. Gross written premiums (GWP), Net written premiums (NWP), and Net earned premiums (NEP) by line of business are presented below:
Gross Written Premium (GWP) by State
| | Three Months Ended September 30, | | Nine Months Ended September 30, | ||||||||||||
| | 2025 | | 2024 | | 2025 | | 2024 | ||||||||
| | Amount | | % of | | Amount | | % of | | Amount | | % of | | Amount | | % of |
| State | | | | | | | | | | | | | | | |
| California | $ 66.8 | | 21.5 % | | $ 53.0 | | 22.6 % | | 163.2 | | 20.0 % | | $ 153.5 | | 22.4 % |
| Florida | 40.1 | | 12.9 % | | 26.8 | | 11.4 % | | 118.9 | | 14.5 % | | 89.5 | | 13.0 % |
| Texas | 37.7 | | 12.1 % | | 34.7 | | 14.8 % | | 99.5 | | 12.1 % | | 99.1 | | 14.4 % |
| New York | 13.8 | | 4.4 % | | 10.5 | | 4.5 % | | 60.6 | | 7.4 % | | 23.1 | | 3.4 % |
| Georgia | 9.5 | | 3.0 % | | 5.9 | | 2.5 % | | 23.0 | | 2.8 % | | 19.5 | | 2.8 % |
| Illinois | 9.1 | | 2.9 % | | 6.3 | | 2.7 % | | 24.0 | | 2.9 % | | 21.2 | | 3.1 % |
| North Carolina | 8.3 | | 2.7 % | | 5.7 | | 2.4 % | | 18.3 | | 2.2 % | | 15.1 | | 2.2 % |
| Massachusetts | 7.0 | | 2.2 % | | 6.4 | | 2.7 % | | 20.4 | | 2.5 % | | 20.1 | | 2.9 % |
| South Carolina | 6.7 | | 2.2 % | | 7.2 | | 3.1 % | | 18.7 | | 2.3 % | | 20.5 | | 3.0 % |
| Pennsylvania | 6.5 | | 2.1 % | | 4.4 | | 1.9 % | | 15.9 | | 1.9 % | | 12.8 | | 1.9 % |
| Other | 105.7 | | 34.0 % | | 73.5 | | 30.4 % | | 258.2 | | 31.4 % | | 212.4 | | 31.9 % |
| Total | $ 311.2 | | 100.0 % | | $ 234.4 | | 100 % | | $ 820.7 | | 100.0 % | | $ 686.8 | | 100.0 % |
Gross Written Premium (GWP) by Line of Business
| | Three Months Ended September 30, | | | | | ||||||
| | 2025 | | 2024 | | | | | ||||
| | Amount | | % of | | Amount | | % of | | Change | | % |
| Line of Business | | | | | | | | | | | |
| Homeowners | $ 101.0 | | 32.5 % | | $ 111.3 | | 47.5 % | | (10.3) | | (9.3) % |
| Renters | 59.3 | | 19.1 % | | 52.9 | | 22.6 % | | 6.4 | | 12.1 % |
| Commercial Multi-Peril | 66.0 | | 21.2 % | | 29.6 | | 12.6 % | | 36.4 | | 123.0 % |
| Casualty | 76.3 | | 24.5 % | | 32.2 | | 13.7 % | | 44.1 | | 137.0 % |
| Other | 8.6 | | 2.7 % | | 8.4 | | 3.6 % | | 0.2 | | 2.4 % |
| Total | $ 311.2 | | 100.0 % | | $ 234.4 | | 100.0 % | | 76.8 | | 32.8 % |
| | | | | | | ||||||
| | Nine Months Ended September 30, | | | | | ||||||
| | 2025 | | 2024 | | | | | ||||
| | Amount | | % of | | Amount | | % of | | Change | | % |
| Line of Business | | | | | | | | | | | |
| Homeowners | $ 288.2 | | 35.1 % | | $ 327.0 | | 47.6 % | | (38.8) | | (11.9) % |
| Renters | 138.5 | | 16.9 % | | 115.6 | | 16.8 % | | 22.9 | | 19.8 % |
| Commercial Multi-Peril | 200.0 | | 24.4 % | | 110.5 | | 16.1 % | | 89.5 | | 81.0 % |
| Casualty | 175.5 | | 21.4 % | | 104.7 | | 15.2 % | | 70.8 | | 67.6 % |
| Other | 18.5 | | 2.3 % | | 29.0 | | 4.2 % | | (10.5) | | (36.2) % |
| Total | $ 820.7 | | 100.0 % | | $ 686.8 | | 100.0 % | | 133.9 | | 19.5 % |
Net Written Premium (NWP) by Line of Business
| | Three Months Ended September 30, | | | | | ||||||
| | 2025 | | 2024 | | | | | ||||
| | Amount | | % of | | Amount | | % of | | Change | | % |
| Line of Business | | | | | | | | | | | |
| Homeowners | $ 75.7 | | 64.2 % | | $ 78.2 | | 86.3 % | | (2.5) | | (3.2) % |
| Renters | 26.4 | | 22.4 % | | 8.7 | | 9.6 % | | 17.7 | | 203.4 % |
| Commercial Multi-Peril | 13.6 | | 11.5 % | | 2.3 | | 2.5 % | | 11.3 | | 491.3 % |
| Casualty | 3.7 | | 3.1 % | | 0.4 | | 0.4 % | | 3.3 | | 825.0 % |
| Other | (1.5) | | (1.2) % | | 1.0 | | 1.2 % | | (2.5) | | (250.0) % |
| Total | $ 117.9 | | 100.0 % | | $ 90.6 | | 100.0 % | | 27.3 | | 30.1 % |
| | | | | | | ||||||
| | Nine Months Ended September 30, | | | | | ||||||
| | 2025 | | 2024 | | | | | ||||
| | Amount | | % of | | Amount | | % of | | Change | | % |
| Line of Business | | | | | | | | | | | |
| Homeowners | $ 191.5 | | 58.9 % | | $ 241.6 | | 74.3 % | | (50.1) | | (20.7) % |
| Renters | 83.0 | | 25.5 % | | 19.1 | | 5.9 % | | 63.9 | | 334.6 % |
| Commercial Multi-Peril | 52.0 | | 16.0 % | | 18.7 | | 5.8 % | | 33.3 | | 178.1 % |
| Casualty | 6.4 | | 2.0 % | | 1.6 | | 0.5 % | | 4.8 | | 300.0 % |
| Other | (7.8) | | (2.4) % | | 12.4 | | 3.8 % | | (20.2) | | (162.9) % |
| Total | $ 325.1 | | 100.0 % | | $ 293.4 | | 100.0 % | | 31.7 | | 10.8 % |
Net Earned Premium (NEP) by Line of Business
| | Three Months Ended September 30, | | | | | ||||||
| | 2025 | | 2024 | | | | | ||||
| | Amount | | % of | | Amount | | % of | | Change | | % |
| Line of Business | | | | | | | | | | | |
| Homeowners | $ 63.9 | | 64.1 % | | $ 57.1 | | 80.9 % | | 6.8 | | 11.9 % |
| Renters | 18.7 | | 18.8 % | | 5.7 | | 8.1 % Für dich aus unserer Redaktion zusammengestelltHinweis: ARIVA.DE veröffentlicht in dieser Rubrik Analysen, Kolumnen und Nachrichten aus verschiedenen Quellen. Die ARIVA.DE AG ist nicht verantwortlich für Inhalte, die erkennbar von Dritten in den „News“-Bereich dieser Webseite eingestellt worden sind, und macht sich diese nicht zu Eigen. Diese Inhalte sind insbesondere durch eine entsprechende „von“-Kennzeichnung unterhalb der Artikelüberschrift und/oder durch den Link „Um den vollständigen Artikel zu lesen, klicken Sie bitte hier.“ erkennbar; verantwortlich für diese Inhalte ist allein der genannte Dritte. Weitere Artikel des AutorsThemen im Trend | ||||