TENNESSEE COMMERCE BANCORP

Tennessee Commerce Bancorp, Inc. (Nasdaq:TNCC) has scheduled its Third Quarter 2010 results announcement for Friday October 29, 2010. Michael R. Sapp, Chairman and Chief Executive Officer, Frank Perez, Chief Financial Officer, and senior management will be available for questions following prepared remarks. Date: October 29, 2010 Time: 11:00 AM ET Listen via Internet: Schedule this webcast into MS-Outlook calendar (click open when prompted): http://apps.shareholder.com/PNWOutlook/t.aspx?m=44678&k=BCE1B50D Toll-free: (877) 312-8781 International: (253) 237-1198 An audio replay of the conference will be available approximately two hours after the call's completion on our website at http://www.tncommercebank.com under Investor Relations, or by dialing one of the following Dial-In Numbers and the Conference ID shown below: Encore Dial In #: (800) 642-1687 Encore Dial In #: (706) 645-9291 The recording will be available from: 10/29/2010 13:00 to 11/05/2010 12:59 Conference ID number: 19630984 Tennessee Commerce Bancorp, Inc. is the parent company of Tennessee Commerce Bank. The Company celebrated its tenth anniversary on January 14, 2010. The Bank provides a wide range of banking services and is primarily focused on business accounts. Its corporate and banking offices are located in Franklin, Tennessee, and it has loan production offices in Atlanta, Birmingham and Minneapolis. Tennessee Commerce Bancorp's stock is traded on the NASDAQ Global Market under the symbol TNCC. Additional information concerning Tennessee Commerce can be accessed at www.tncommercebank.com. The matter described herein may contain statements that are forward-looking as defined within the Private Securities Litigation Reform Act of 1995. These forward-looking statements are provided to assist in the understanding of anticipated future financial results. However, such forward-looking statements involve risks and uncertainties, including uncertainties relating to interest rates, management and operation of acquired operations, acquisition opportunities, loan demand, loan losses and general market risks. These factors may cause actual results to differ materially from those in such statements. Additional factors that may cause such forward-looking statements to differ materially from the Company's actual results are included in Company Reports filed with the Securities and Exchange Commission. Tennessee Commerce Bancorp is not responsible for updating the information contained in this conference call beyond today, or for changes made to this call by the Conference Call Company or Internet services. CONTACT: Tennessee Commerce Bancorp, Inc. Frank Perez (CFO) 615-599-2274 fperez@tncommercebank.com

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