Community West Bancshares Reports Earnings Results for the Quarter Ended December 31, 2025, and Quarterly Dividend

For the full release, please visit one of the following: Community West Bank Newsroom https://www.communitywestbank.com/about/newsroom or CWBC Investor Relations https://ir.communitywestbank.com/news/default.aspx.

Pending Merger with United Security Bancshares

On December 17, 2025 the Company and United Security Bancshares (“USB”) jointly announced the signing of a definitive agreement whereby USB, the parent company of United Security Bank will merge into the Company. United Security Bank’s full-service branches in Fresno, Madera, Kern, San Joaquin and Santa Clara Counties will join Community West Bank’s full-service Banking Centers in 12 Central California counties.

Under the terms of the merger agreement, stockholders of USB will receive 0.4520 shares of CWB common stock for each USB share. Consummation of the merger is subject to certain conditions, including the approval by the shareholders of the Company and USB and customary regulatory approvals. Based on CWB’s closing price of $23.78 on January 21, 2026, the total consideration was valued at approximately $188.7 million, or approximately $10.75 per United Security Bancshares common share.

Company Overview

Community West Bancshares (“Company”) (NASDAQ: CWBC) and its wholly owned subsidiary, Community West Bank (“Bank”), are headquartered in Fresno, California. The Company was established in 1979 with the vision to help businesses and communities by exceeding expectations at every opportunity, and opened its first Banking Center on January 10, 1980. Today, the Bank operates full-service Banking Centers throughout Central California and maintains a variety of departments supporting Commercial Lending, Agribusiness, SBA, Residential Construction and Mortgage, Manufactured Housing, Private Banking and Cash Management.

Members of the Company and Bank Board of Directors are: Daniel J. Doyle (Chairman), Robert H. Bartlein (Vice Chairman), James J. Kim (CEO of the Company and President and CEO of the Bank), Martin E. Plourd (President of the Company), Suzanne M. Chadwick, Daniel N. Cunningham, Tom L. Dobyns, F.T. “Tommy” Elliott IV, Robert J. Flautt, James W. Lokey, Andriana D. Majarian, Steven D. McDonald, Dorothea D. Silva, William S. Smittcamp and Kirk B. Stovesand. Louis C. McMurray is Director Emeritus.