Rakuten wesentlich besser als Rocket

We have 30 countries where we a a leader or co-leader, mostly in Eastern Europe, the European Union, Russia, and the Middle East, as well as North Africa and southeast Asia. In all of those countries, we’re strong … we have reached the scale where the new user will find a lot of his friends in there. In many of them, we have 90% market share.

www.forbes.com/sites/johnkoetsier/2017/12/.../2/#2231be825eb8

Viber fan growth:  + 280 by day and +9600 by month
Each group can have up to 250 participants
Viber is available in more than 30 languages
Ability to call non-Viber users through a feature named Viber Out

pozzito.com/2017/07/21/your-business-needs-viber/

Consumers are exceptionally responsive to prospecting strategies and social advertising this holiday selling season. Prospecting strategies drove more than double the revenue in 2017 versus 2016 and social advertising drove four times more revenue over this same period. Prospecting was especially effective on Free Shipping Day with prospecting-driven revenue increasing three times more versus 2016.

Rakuten Marketing retail insights are based on aggregated and anonymous data analyzed from leading U.S. retailers running Rakuten Marketing Display campaigns. Additional information on Rakuten Marketing 2017 holiday retail sales data can be found here. For more information about Rakuten Marketing Integrated Marketing Solutions, visit rakutenmarketing.com.

About Rakuten Marketing
Rakuten Marketing industry leading solutions empower marketers to thrive in their evolved role and achieve the full potential of digital marketing, efficiently and effectively, with data-informed insights that create consistent, engaging and influential experiences across screens. Offering an integrated solution, along with unique insights and consultative partnerships, Rakuten Marketing delivers the tools that marketers need to increase efficiency, productivity and performance.
Rakuten Marketing is a division of Rakuten Inc. (4755: TOKYO), one of the world's leading Internet service companies. The company is headquartered in San Mateo, California, with offices in Australia, Brazil, Japan, the United Kingdom, and throughout the United States.

finance.yahoo.com/news/...g-holiday-sales-data-110500743.html

JPMorgan Chase has agreed to buy payments start-up WePay, in its first major acquisition of a financial technology (fintech) firm.

"We are powering payments for growth, so businesses can accept payments instantly, get paid faster, and never lose a sale."
WePay is a Silicon Valley company that offers payment capabilities to business platforms.
JPMorgan did not disclose the value of the acquisition, but the Wall Street Journal reported the price being above $220 million.

www.usatoday.com/story/money/2017/10/18/...n-wepay/775043001/

WePay grabs $40 Million Series D
Palo Alto, CA -- 05/20/15
PALO ALTO, CA– May 20, 2015 – WePay, the leading provider of payments as a service for online platforms and marketplaces, today announced $40 million in Series D financing. This latest round will help the company expand its services globally.

The funding follows another record quarter for WePay. The company delivered a 123% increase in revenue in Q1 compared to the same period one year ago. It also ushered in a 159% increase in users getting paid through platforms like GoFundMe, FreshBooks, and Constant Contact. WePay looks to accelerate the growth by supporting platforms in new geographies.
Lead investor FTV Capital brings extensive domain expertise in payments and enterprise technology to WePay. Rakuten, Japan’s largest e-commerce company and one of the world’s largest online marketplaces, brings the unique perspective of a global marketplace. All existing institutional investors, including Highland Capital Partners, August Capital, Continental Investors and Ignition Partners, participated in this round, which brings WePay’s total financing to $75 million.
As part of the transaction, FTV Capital partner Chris Winship will join WePay’s board of directors and Rakuten FinTech Fund managing partner Oskar Miel will join WePay’s Advisory Board.

www.hcp.com/wepay-grabs-40-million-series-d

In largest ever equity investment in a German fintech company, Kreditech receives EUR 110 million investment from PayU and expands strategic partnership

Hamburg, 10 May 2017 – Kreditech, the leading technology group for digital consumer credit using machine-learning based underwriting, has closed a EUR 110 million investment from global online payment service provider PayU. The landmark investment is the largest ever equity investment in a German fintech company and builds on a successful 12-month pilot programme in Poland.

www.kreditech.com/press_release/...nds-strategic-partnership/


Kreditech raises EUR 10m from Rakuten
Investment to improve financial freedom for the underbanked and open up new partnership opportunities

Hamburg, Germany, 15 December 2016 – Kreditech, the leading consumer finance company, has raised EUR 10m equity from Rakuten, Inc. This is another landmark investment in fintech by Rakuten, a leader in internet services and global innovation headquartered in Japan. Rakuten joins Kreditech’s outstanding group of backers, including J.C. Flowers and the World Bank’s International Finance Corporation. Michael Piechalak of the Rakuten FinTech Fund will join the Board as an observer.

www.kreditech.com/press_release/...ch-raises-eur-10m-rakuten/

What We Do
Combining non-traditional data sources and machine learning, we are aiming to provide access to better credit and higher convenience for digital banking services.

Who We Are
We are 300 employees from 40 nations at seven office locations from Europe to Middle America. As a team, we all strive to continue innovation within the financial sector.

Work With Us
Kreditech is where the best finance and tech brains come together. We offer great opportunities for career development and are looking for talent from across the globe.

www.kreditech.com/

Japan's Rakuten invests in Berlin 'InsurTech' company Simplesurance, taking funding to €30 million
LONDON — Japanese e-commerce giant Rakuten has invested in Berlin-based "InsurTech" — insurance technology — company Simplesurance, amid a flurry of interest in the sector.

www.businessinsider.de/...ng-to-30-million-2017-3?r=UK&IR=

Rakuten steigt mit 15 Millionen bei der Geldtransfer-Startup Azimo ein

Interview. Deutschland ist nach UK der wichtigste Markt für Azimo. Country Manager Peter Demidov erklärt uns, weshalb – und wie es mit dem bekannten Investor weitergeht.

6. Mai 2016 | Marco Weimer

www.gruenderszene.de/allgemein/rakuten-azimo-fintech

"Abgesehen von den europäischen Märkten sollen weitere asiatische Märkte erschlossen werden. Mit dem japanischen Rakuten, als Inhaber des Social-Messengers Viber, plant Azimo, seine Social-Media-Anbindungen auszubauen, um mehr Kunden zu gewinnen."

www.derbund.ch/sport/fussball/...m-Mittagessen/story/31829803

Currencycloud Secures £20M ($25M) From GV and Existing Investors to Boost Further Global Expansion

9th March 2017: London and New York - Currencycloud, the world’s leading cross border payments platform today announced £20 million (US $25M) in Series D funding with a new investment from GV (formerly Google Ventures) and additional funding from the existing investors – Notion Capital, Sapphire Ventures, Rakuten FinTech Fund, and Anthemis. Total investment in the five-year-old company now stands at £44 million ($61 million).

Currencycloud provides the tools to build cross-border products and applications, driving a wave of innovation across the FinTech industry. The company counts over 200 customers in 35 countries and millions of end-users have access to its platform through their payment providers. Klarna, Travelex, Standard Bank, Revolut and Azimo, have all built products using Currencycloud’s APIs. Users of the platform include challenger banks, pre-paid cards, digital payment firms and PSPs. To date, $25 billion has been sent through Currencycloud’s infrastructure to over 200 countries.

www.currencycloud.com/press-release/...ncycloud-secures-£20m/

The Tesla of Alternative Lending
May 16, 2017 | By: Gerelyn Terzo

Tesla has autopilot. Apple has Siri. And Upstart has its own high-tech software model that places the startup in a category of its own for online lending. All three of these companies may be very different but what they have in common is a reliance on artificial intelligence and machine learning for their proprietary technology.

“You hear so much about how Tesla cars will drive themselves, how Google or Amazon home assistants talk to you to as if you’re human. In lending we are the first company to apply these types of technologies to lending,” Dave Girouard, Upstart co-founder and CEO told deBanked.

debanked.com/2017/05/the-tesla-of-alternative-lending/

Upstart, a nearly five-year-old online lending company that prides itself on quickly identifying people who are less likely to default on money leant them, has raised $32.5 million in fresh funding that brings its total funding to date to around $85 million. Partly, the company plans to use the capital to further fuel its current growth trajectory. In fact, according to CEO (and former president of Google Enterprise) Dave Girouard, Upstart expects to turn profitable this year.
But the company also sees a huge opportunity in licensing its technology to banks, credit unions and even retailers that are eager to make low-risk — and profitable — loans to their own customers.

Rakuten is certainly buying into its vision. The Japan-based internet services giant just co-led Upstart’s newest round with an undisclosed U.S.-based asset manager. Earlier backers Third Point Ventures, Khosla Ventures and First Round Capital also joined the financin

techcrunch.com/2017/03/02/...nse-its-tech-to-other-companies/

techcrunch.com/2016/11/24/...-revolutionize-the-supply-chain/

Ecosystems challenging traditional banks: McKinsey
October 26, 2017


New findings on the future of the finance industry released by management consulting firm McKinsey & Company are reverberating through the finance industry and business media. In an annual global banking review, McKinsey sends a clear warning to traditional banks: the digital tsunami is coming and you need to move faster if you hope to remain competitive.

McKinsey points to what it calls “platform” companies, who, “by creating a customer-centric, unified value proposition that extends beyond what users could previously obtain… are bridging the value chains of various industries to create ‘ecosystems’ that reduce customers’ costs, increase convenience, provide them with new experiences, and whet their appetites for more.”
The report goes on to explain that these platform companies “have exceptional data that they exploit with remarkable effectiveness but also, more worrisome f

for banks, they are often more central in the customer journeys that include big financial decisions.”

rakuten.today/blog/...akuten-ecosystem-challenging-banks.html

www.kukunsoft.com/2017/04/viber-2018-free-download.html

McKinsey then cites Rakuten as an example of a business executing an ecosystem strategy by prioritizing the customer relationship. The report notes that Rakuten:

Is Japan’s single largest online retail marketplace.

Provides loyalty points and e-money usable at hundreds of thousands of stores, virtual and real.
Issues credit cards to tens of millions of members.

Offers financial products and services that range from mortgages to securities brokerage.

Runs one of Japan’s largest online travel portals.

Runs instant-messaging app, Viber, which has some 800 million users worldwide.

Also ich finde die Aktie von Rakuten echt genial....hier kann man immer weiter zu günstigen Preisen nachkaufen und irgendwann zündet die dicke Rakete =). Rakuten ist ein gutes Invest für die Zukunft. Amazon wird noch blöd gucken.

nur im klassischen E-Commerce nur in Japan.

Darüber hinaus  aber auch bei vielen Serviceleistungen weltweit, Bei diesen Serviceleistungen hat Amazon aber nur selten so starke Marktstellungen wie im Bereich des klassischen E-Commerce.

Beide Unternehmen haben ein Eco-System aufgebaut, wobei ich das von Rakuten für vernetzter halte, insbesondere durch die Superpunkte und Viber.

Vorteile sehe ich bei Raktuen und in der Einbindung des Finanzbereichs und bei der emotionalen Präsentation des Angebots, denn der Mensch ist ein "Bauchtier"

Most people today carry their opinions, cash, business transactions, and even relationships in their mobile devices — more specifically, in a host of free, ‘over the top’ (OTT) applications, cluttering their smartphones. Sure, life is more convenient than ever. But this oversimplification of human lives has significant implications for telecom operators like you, whose traditional cash cows — mobile voice calls and messaging — now face existential challenges.

According to a study done by Deloitte, it was estimated that 26% of smartphone users in developed markets will make no phone calls in a given week through their wireless carriers. The millennial generation has taken to Communication over Internet protocol (CoIP)–based messaging, social media, video, and voice services. While users still access cellular networks provisioned by their telecom carriers, they prefer messaging and making calls through WhatsApp, Skype, Viber, Facebook, and iMessage.

In fact, London-based research and analytics firm Ovum presents an even grimmer picture. According to their research, the telecom industry will face revenue losses to the tune of $386bn between 2012 and 2018, due to the growing adoption of OTT voice applications. However, the irony is that you need to enhance your network capacity to support the exponential growth in data traffic from these OTT services.

www.telecomstechnews.com/news/2017/jan/05/...itive-ecosystem/

The best ecosystems I’ve seen meet three important criteria.  The software platforms supporting them are well-integrated with each other and with the business operations that depend on them.  The platforms are easily configurable or extendable to provide new and unique capabilities.  And innovative communities who dedicate themselves to continually improving these platforms, contributing to the success of every ecosystem that depends on it.

www.huffingtonpost.com/entry/...m_us_58ff658ee4b06c83622e70af

massiv in Snapchat investieren, kann man sich über die Zukunftschancen ein Bild machen.

www.barrons.com/articles/...rrons&ru=yahoo&yptr=yahoo

Weiter oben habe ich in mehreren Postings dargestellt, dass Rakuten mit Viber 100%-iger Eigentümer eines meines Erachtens besseren Altenative ist.

mit 18 Milliarden höher bewertet wird als Rakuten, obwohl Viber nur eine von vielen Aktivitäten von Rakuten ist.


Snap Inc. (SNAP)
NYSE - NYSE Delayed Price. Currency in USD

15.01-0.14 (-0.92%)
At close: 4:01PM EST
15.02 +0.01 (0.07%)
After hours: 4:34PM EST
Market Cap
18.076B

niedrige 12,6 Milliarden.

finance.yahoo.com/quote/RKUNY?p=RKUNY

mit 62% im Vergleich von Q3 noch hoch, im 9-Monats-Vergleich waren es aber noch 162%.

investor.snap.com/news-releases/2017/11-07-2017-211621749