um die finanziellen Folgen der Corona-Krise abzumildern (unten).
Über 39 Mio. Amis sind arbeitslos:
www.dw.com/de/...orona-krise-auf-fast-39-millionen/a-53526304
Deshalb können viele Amis ihre Hypotheken-Raten nicht mehr zahlen. Die Hypokredit-Ausfallrate liegt mit über 10 % jetzt schon höher als in der Banken-/Finanzkrise 2008. Das ist auch der Grund für die massenhaft geplanten Hausverkäufe.
In einer Umfrage unter 2000 Amis gaben 81 % der Befragten an, wegen Corona in "unerwarteten finanziellen Stress" geraten zu sein. 53 % mussten bereits Wertgegenstände verkaufen, um über die Runden zu kommen.
Viele der befragten Amis schränkten aus Geldmangel auch ihren Konsum drastisch ein. 71 % kauften weniger Kleidung, 66 % verzichteten auf "Take-Out"-Mahlzeiten (Gerichte zum Mitnehmen aus [Schnell-]Restaurants), 46 % haben Video-Streaming-Dienste gekündigt, 45 % reduzierten ihren Lebensmittelkonsum.
www.zerohedge.com/personal-finance/...-covid-crushes-finances
Nearly Half Of Americans Consider Selling Home As COVID Crushes Finances
As the virus pandemic has metastasized into an economic downturn, tens of millions of Americans have lost their jobs and are struggling to service mortgage payments.
New research offers a glimpse into struggling households, discovers out of the 2,000 American homeowners polled, over half (52%) of respondents say they're routinely worried about making future mortgage payments and nearly half (47%) considered selling their home because of the inability to service mortgage payments.
The study, conducted by OnePoll and the National Association of Realtors, determined 81% of respondents had experienced unexpected financial stress due to the virus-induced recession. Over half (56%) reduced spending so they could service mortgage payments.
Since mid-March, or about the time when the lockdowns began, nearly half (47%) of homeowners have explored alternative ways of making money. About two-thirds of respondents (64%) started side projects, while 53% sold valuables to supplement income. ...
From clothing (71%) and take-out (66%) to streaming TV services (46%) and groceries (45%), respondents said their spending habits had been significantly reduced so they could service mortgage payments.
In a separate report, more than 4 million homeowners are in mortgage forbearance plan - representing 7.54% of all mortgages, delinquencies are set to surpass the great recession, which peaked at 10%.