Communities First Financial Corporation/Fresno First Bank to Webcast Live at VirtualInvestorConferences.com March 10th

• Pre-tax, pre-provision income increased 29% to $4.42 million.
• Net income increased 27% to $3.25 million or $1.07 per diluted share.
• Return on average equity of 19.73%.
• Return on average assets of 1.50%.
• Revenue (net interest income, before the provision for loan losses, plus non-interest income) increased by 35% to $10.07 million.
• Total assets increased 62% to $871.35 million.
• Total loans (ex. HFS) increased 71% to $620.8 million.
• Total deposits increased 50% to $726.3 million.
• Shareholder equity increased 32% to $68.5 million.
• Tangible shareholders' equity to total assets decreased 18% to 7.87%.
• Book value increased 29% to $22.82 per share.

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A real-time solution for investor engagement, Virtual Investor Conferences is part of OTC Market Group's suite of investor relations services specifically designed for more efficient Investor Access.  Replicating the look and feel of on-site investor conferences, Virtual Investor Conferences combine leading-edge conferencing and investor communications capabilities with a comprehensive global investor audience network.

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