LexisNexis Risk Solutions and Kaulkin Ginsberg Research Credit Card Delinquencies and Charge-Offs

ATLANTA, Dec. 5, 2018

The pieces explore how creditor, consumer and government behaviors are in a constant state of flux, attempting to maintain stability in the marketplace. Each article investigates a unique behavior and highlights what courses of action can be enacted, through public and private policies, to mitigate risk for the collections industry.

"We are proud to have aligned with Kaulkin Ginsberg on this important research into the state of credit card delinquencies and the charge-off markets," said Jason Horsley, director, collections market strategy, LexisNexis Risk Solutions. "For collections practitioners, keeping up to date on national trends is incredibly important, particularly as consumer financial profiles and behaviors evolve. Increased consumer credit-card debt has forced creditors to re-evaluate their portfolios, making this information and analysis valuable for the industry."

"Understanding historical trends enhances our ability to anticipate changes in the future, allowing executives of ARM firms and related companies to more effectively manage their operations and be better prepared for economic and market occurrences," said Mike Ginsberg, president & CEO of Kaulkin Ginsberg Company. "Our strategic advisory and research team presents these trends and accompanying analyses in collaboration with LexisNexis Risk Solutions to help ARM industry participants better capitalize on various creditor, consumer or regulatory changes. We're thankful for the efforts of Jason and the rest of LexisNexis Risk Solutions team to help us construct these articles and provide them to the industry."

Collections professionals and other people interested in the topics can read the articles on Kaulkin Ginsberg Company's distinctive, member-only information service KG Prime, designed exclusively for the leaders of ARM firms, and on the LexisNexis Risk Solutions website.

About LexisNexis® Risk Solutions
LexisNexis Risk Solutions harnesses the power of data and advanced analytics to provide insights that help businesses and governmental entities reduce risk and improve decisions to benefit people around the globe. We provide data and technology solutions for a wide range of industries including insurance, financial services, healthcare and government. Headquartered in metro Atlanta, Georgia, we have offices throughout the world and are part of RELX Group (LSE: REL/NYSE: RELX), a global provider of information and analytics for professional and business customers across industries. For more information, please visit www.risk.lexisnexis.com, and www.relx.com.